Top 4 Things to Know for First-time Homebuyers

January 4, 2018 7:26 pm Published by

For all those first-time homebuyers out there, it can be difficult when you’re starting your search for new homes in Kyle, TX when you don’t know what you don’t know about home buying. That’s why our master-planned community has put together this quick list for first-time homebuyers.

Top 4 Things to Know for First-Time Homebuyers

1. Start Your Search by Location

First things first, you want to start your search for a new home by location. If you’re trying to live in a larger city, such as Austin, it may be more beneficial for you to start your search with smaller surrounding cities. That’s the easiest way for you to find new homes in Kyle, TX and the other surrounding areas that will better fit your first-time homebuyer budget.

2. Calculate Your Possible Home Loan Mortgage

Once you’ve found a couple of homes that you like, it’s time to start preemptively crunching some numbers. This nifty home loan mortgage calculator from Realtor.com will help you to accurately estimate what your home loan mortgage payment will be every month.

3. ALWAYS have an Inspection

Even when it comes to our new homes in Kyle, TX, you should always have a home inspection! While all the exceptional homebuilders in Crosswinds have exemplary records of quality construction, having your own inspection done is always a smart move and will give you an extra level of peace of mind.

4. Start Gathering Your Documents Early

One of the biggest things first-time homebuyers don’t realize is how many documents they need to complete during the home buying process. You’ll need virtually everything from the last two years, including pay stubs, bank account statements, W-2s, tax returns, statements from current loans and credit lines and that’s just the start.

Being first-time homebuyers can be a little scary, but we hope this quick list will help you be a bit more prepared. If you’d like to learn more about our breathtaking new homes in Kyle, TX, please contact Crosswinds today to schedule your community tour.

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